Our Approach

How We Help Our Clients

The Hayhoe Team is involved in all aspects of our clients financial planning including investment management,  insurance, tax & retirement planning.

Our individualized approach caters to each client’s circumstance. With our expertise in alternative investment solutions, we can provide additional value beyond a traditional “stock & bond” portfolio.

We communicate regularly with our clients to help them better understand the investments they hold and how they fit within their comprehensive financial plan.

 

 

Our Values & Philosophy

  • We believe in capital preservation & adopting a long-term investment strategy – if we focus on controlling the downside of an investment, the upside will take care of itself.
  • Our industry has many hidden fees & costs and you have a right to know exactly what you are paying for your financial advice. Ask us!
  • Diversification is the only free lunch in the investment business. Having a wide range of uncorrelated investments in a portfolio has consistently provided less risk and higher returns.
 

 
 

Integrated Planning

Proper wealth planning begins with understanding your current situation, identifying your goals and developing a road map for the future that is revisited regularly and adjusted accordingly.

 

 

Step 1

Create the Profile
  • Net worth
  • Current Situation
  • Goals & Objectives
  • Income Needs
  • Financial Structure (personal, family, corporate, etc.)
 

 

Step 2

Craft the Plan
  • Retirement Planning
  • Tax Planning
  • Investment Management
  • Insurance Planning
  • Business Planning
  • Charitable Giving
  • Estate Planning

 

 

 

Step 3

Implement, Review, Adjust
  • Implement Strategies
  • Measure & Monitor
  • Make Necessary Adjustments
 

Investment Management

Our institutional approach to investing offers a broad range of diversified investments that generates consistent returns with less volatility than a typical “stocks & bonds” portfolio.

 
Contact Us

Deer Ridge Centre

4281 King St E - Unit E, Kitchener, Ontario, N2P 2E9